Overseas pension guidance for UK expats
Clear, current, independent guidance on QROPS, International SIPPs, QNUPS and transferring a UK pension abroad — reflecting the 2026 rules.
Browse by topic
The pension guide library
QROPS
What a QROPS is, who qualifies, the tax rules, and the risks of transferring a UK pension overseas.
International SIPPs
How International SIPPs work for UK expats — UK-regulated, multi-currency, and exempt from the Overseas Transfer Charge.
QNUPS
Qualifying Non-UK Pension Schemes explained, including how they differ from QROPS.
Country Guides
Country-by-country guidance on UK pension transfers, local tax treatment, and double taxation agreements.
Tax & Residence
Tax implications, double taxation agreements, residence and domicile for UK expats.
Pension Transfers
The UK pension transfer process, timelines, defined benefit transfers, and avoiding scams.
Resources & Insights
Expert interviews, white papers, life-stage planning guides and news for UK expats managing overseas pensions.
Start here
Most-read guides
UK Pension Transfers for Expats in Spain
An essential 2026 guide for British expats in Spain detailing how to transfer, manage, and optimise UK pensions under Spanish tax law and the Double Taxation Agreement.
International SIPPsInternational SIPPs Explained: A Guide for UK Expats
A comprehensive guide to International SIPPs in 2026, detailing how they offer multi-currency flexibility and UK regulatory protection for expatriates.
QROPSThe Overseas Transfer Charge Explained (2026)
A definitive guide to the 25% Overseas Transfer Charge (OTC) under current 2026 HMRC regulations, detailing essential compliance and exemption rules.
Tax & ResidenceQROPS Tax Implications: A 2026 Guide
An exhaustive analysis of the fiscal mechanics governing overseas pension transfers, detailing UK and international tax treatment for expats in 2026.
QNUPSWhat Is a QNUPS? A Guide for UK Expats
A comprehensive 2026 guide explaining the Qualifying Non-UK Pension Scheme (QNUPS), detailing its unique tax benefits, funding methods, and robust estate planning features for UK expats.
QROPSWhat Is a QROPS? A Complete Guide for UK Expats
A comprehensive 2026 guide explaining what a QROPS is, eligibility criteria, tax implications, and the latest regulatory rules for UK expats.
Not sure where to start?
Tell us about your situation and we'll connect you with a regulated adviser in your country.